CIVB
Civista Bancshares, Inc.
Dividend Growth | |
| Min. Div. Growth Past 7 Yrs. ≥ 15%: 11.2% | |
| Rolling 4-Yrs Div. Growth Past 7 Yrs ≥ 15%: 9.8% | |
| Years of Div. Growth ≥ 15: 13 | |
Income Generation | |
| Current Yield 2.9% ≥ 20-Yrs Treasury Yield 4.7% | |
| Total Dividends ≥ 20-Yrs Treasury Coupons in 5 Yrs | |
Sustainability | |
| Debt-To-Equity 0.57 ≤ 0.45 | |
| Last 12Months Cash Payout 0.31 ≤ 0.6 | |
Profitability | |
| 5-Yr Avg. Return-on-Equity 11.1% ≥ 15% | |
| Last 12Months Return-on-Equity 10.2% ≥ 15% | |
| Last 12Months Net Profit Margin 18.7% ≥ 10% | |
Fair Value | |
| Average 5-Yrs High Yield 3.5% | |
| Current Price $22.3 ≤ High Yield Price $18.3 | |
| Average 5-Yrs Price-to-Earning (P/E) 8.0 | |
| Current Price $22.3 ≤ Average P/E Price $18.5 | |
| Current Price $22.3 ≤ Fair Value $20.2 |
Company Description
Civista Bancshares, Inc. operates as the financial holding company for Civista Bank that provides community banking services. It collects a range of customer deposits; and offers commercial and agriculture, commercial and residential real estate, farm real estate, real estate construction, consumer, and other loans, as well as letters of credit. The company also purchases securities; and provides trust and third-party insurance services. It operates approximately 42 locations in Northern, Central, Southwestern, and Northwestern Ohio, as well as Southeastern Indiana and Northern Kentucky. The company was formerly known as First Citizens Banc Corp and changed its name to Civista Bancshares, Inc. in May 2015. Civista Bancshares, Inc. was founded in 1884 and is headquartered in Sandusky, Ohio.
Dividend
Revenue
Earning
Free Cash Flow