DFS
Discover Financial Services
Dividend Growth | |
| Min. Div. Growth Past 7 Yrs. ≥ 15%: 14.5% | |
| Rolling 4-Yrs Div. Growth Past 7 Yrs ≥ 15%: 9.7% | |
| Years of Div. Growth ≥ 15: 15 | |
Income Generation | |
| Current Yield 1.9% ≥ 20-Yrs Treasury Yield 4.4% | |
| Total Dividends ≥ 20-Yrs Treasury Coupons in 5 Yrs | |
Sustainability | |
| Debt-To-Equity 0.54 ≤ 0.45 | |
| Last 12Months Cash Payout 0.09 ≤ 0.6 | |
Profitability | |
| 5-Yr Avg. Return-on-Equity 26.3% ≥ 15% | |
| Last 12Months Return-on-Equity 19.4% ≥ 15% | |
| Last 12Months Net Profit Margin 13.7% ≥ 10% | |
Fair Value | |
| Average 5-Yrs High Yield 3.8% | |
| Current Price $148.8 ≤ High Yield Price $73.3 | |
| Average 5-Yrs Price-to-Earning (P/E) 8.9 | |
| Current Price $148.8 ≤ Average P/E Price $100.8 | |
| Current Price $148.8 ≤ Fair Value $112.3 |
Company Description
Discover Financial Services, through its subsidiaries, provides digital banking products and services, and payment services in the United States. It operates in two segments, Digital Banking and Payment Services. The Digital Banking segment offers Discover-branded credit cards to individuals; private student loans, personal loans, home loans, and other consumer lending; and direct-to-consumer deposit products comprising savings accounts, certificates of deposit, money market accounts, IRA certificates of deposit, IRA savings accounts and checking accounts, and sweep accounts. The Payment Services segment operates the PULSE, an automated teller machine, debit, and electronic funds transfer network; and Diners Club International, a payments network that issues Diners Club branded charge cards and/or provides card acceptance services, as well as offers payment transaction processing and settlement services. The company was incorporated in 1960 and is based in Riverwoods, Illinois.
Dividend
Revenue
Earning
Free Cash Flow