Enterprise Bancorp, Inc.

Dividend Growth

Min. Div. Growth Past 7 Yrs. ≥ 15%: 12.3
Rolling 4-Yrs Div. Growth Past 7 Yrs ≥ 15%: 7.9%
Years of Div. Growth ≥ 15: 19

Income Generation

Current Yield 3.0≥ 20-Yrs Treasury Yield 4.5
Total Dividends ≥ 20-Yrs Treasury Coupons in 5 Yrs


Debt-To-Equity 0.27 ≤ 0.45 
Last 12Months Cash Payout 0.21 ≤ 0.6 


5-Yr Avg. Return-on-Equity 12.2≥ 15%
Last 12Months Return-on-Equity 11.3≥ 15%
Last 12Months Net Profit Margin 17.7≥ 10% 

Fair Value

Average 5-Yrs High Yield 3.0%
Current Price $31.7 ≤ High Yield Price $31.2
Average 5-Yrs Price-to-Earning (P/E) 10.3
Current Price $31.7 ≤ Average P/E Price $30.0
Current Price $31.7 ≤ Fair Value $29.7 

Company Description
Enterprise Bancorp, Inc. operates as the holding company of Enterprise Bank and Trust Company that provides commercial banking products and services. It offers commercial and retail deposit products, including checking accounts, limited-transactional savings and money market accounts, commercial sweep products, and term certificates of deposit. The company also provides commercial real estate, commercial and industrial, commercial construction, residential, and consumer loans, as well as home equity loans and lines of credit. In addition, the company offers cash management services; wealth advisory and management services that include customized investment management and trust services to individuals, family groups, commercial businesses, trusts, foundations, non-profit organizations, and endowments; brokerage and management services to individual investors; insurance services; and voice, online, and mobile banking services. As of January 27, 2022, it had 26 full-service branches located in the Massachusetts communities of Acton, Andover, Billerica, Chelmsford, Dracut, Fitchburg, Lawrence, Leominster, Lexington, Lowell, Methuen, North Andover, Tewksbury, Tyngsborough, and Westford; and in the New Hampshire communities of Derry, Hudson, Nashua, Pelham, Salem, and Windham. The company was founded in 1989 and is headquartered in Lowell, Massachusetts.




Free Cash Flow