FFIN
First Financial Bankshares, Inc.
Dividend Growth | |
Min. Div. Growth Past 7 Yrs. ≥ 15%: 9.3% | |
Rolling 4-Yrs Div. Growth Past 7 Yrs ≥ 15%: 9.0% | |
Years of Div. Growth ≥ 15: 31 | |
Income Generation | |
Current Yield 1.7% ≥ 20-Yrs Treasury Yield 4.7% | |
Total Dividends ≥ 20-Yrs Treasury Coupons in 5 Yrs | |
Sustainability | |
Debt-To-Equity 0.10 ≤ 0.45 | |
Last 12Months Cash Payout 0.40 ≤ 0.6 | |
Profitability | |
5-Yr Avg. Return-on-Equity 14.3% ≥ 15% | |
Last 12Months Return-on-Equity 14.0% ≥ 15% | |
Last 12Months Net Profit Margin 31.0% ≥ 10% | |
Fair Value | |
Average 5-Yrs High Yield 2.2% | |
Current Price $41.3 ≤ High Yield Price $33.0 | |
Average 5-Yrs Price-to-Earning (P/E) 24.0 | |
Current Price $41.3 ≤ Average P/E Price $33.8 | |
Current Price $41.3 ≤ Fair Value $25.7 |
Company Description
First Financial Bankshares, Inc., through its subsidiaries, provides commercial banking products and services in Texas. The company accepts checking, savings and money market accounts, and time deposits; commercial and industrial, municipal, agricultural, construction and development, farm, non-owner occupied and owner-occupied commercial real estate, residential, and consumer auto and non-auto loans to businesses, professional individuals, and farm and ranch operations. It also provides drive-in and night deposit, remote deposit capture, internet and mobile banking, payroll cards, transmitting funds, and other customary commercial banking services, as well as automated teller machines and safe deposit facilities. In addition, the company offers personal trust services, including wealth management, administration of estates, testamentary trusts, revocable and irrevocable trusts, and agency accounts; and securities brokerage services, as well as administer retirements and employee benefits accounts, such as 401(k) profit-sharing plans and IRAs. Further, the company provides asset management and technology services. As of December 31, 2021, it had 78 financial centers across Texas. First Financial Bankshares, Inc. was founded in 1890 and is headquartered in Abilene, Texas.
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