GCBC
Greene County Bancorp, Inc.
Dividend Growth | |
| Min. Div. Growth Past 7 Yrs. ≥ 15%: 8.7% | |
| Rolling 4-Yrs Div. Growth Past 7 Yrs ≥ 15%: 6.8% | |
| Years of Div. Growth ≥ 15: 23 | |
Income Generation | |
| Current Yield 1.0% ≥ 20-Yrs Treasury Yield 4.7% | |
| Total Dividends ≥ 20-Yrs Treasury Coupons in 5 Yrs | |
Sustainability | |
| Debt-To-Equity 0.49 ≤ 0.45 | |
| Last 12Months Cash Payout 0.14 ≤ 0.6 | |
Profitability | |
| 5-Yr Avg. Return-on-Equity 16.3% ≥ 15% | |
| Last 12Months Return-on-Equity 12.6% ≥ 15% | |
| Last 12Months Net Profit Margin 26.6% ≥ 10% | |
Fair Value | |
| Average 5-Yrs High Yield 1.9% | |
| Current Price $33.4 ≤ High Yield Price $17.5 | |
| Average 5-Yrs Price-to-Earning (P/E) 13.3 | |
| Current Price $33.4 ≤ Average P/E Price $19.5 | |
| Current Price $33.4 ≤ Fair Value $16.5 |
Company Description
Greene County Bancorp, Inc. operates as a holding company for The Bank of Greene County that provides various financial services in the United States. Its deposit products include savings, NOW accounts, money market accounts, certificates of deposit, non-interest bearing checking accounts, and individual retirement accounts. The company's loan portfolio consists of residential, construction and land, and multifamily mortgage loans; commercial real estate mortgage loans; consumer loans, such as loans on new and used automobiles, personal loans, and home equity loans, as well as other consumer installment loans, including passbook loans, unsecured home improvement loans, recreational vehicle loans, and deposit account overdrafts; and commercial loans. As of June 30, 2021, it operated a network of 17 full-service banking offices. The company was founded in 1889 and is based in Catskill, New York. Greene County Bancorp, Inc. is a subsidiary of Greene County Bancorp, MHC.
Dividend
Revenue
Earning
Free Cash Flow