HBCP
Home Bancorp, Inc.
Dividend Growth | |
Min. Div. Growth Past 7 Yrs. ≥ 15%: 6.5% | |
Rolling 4-Yrs Div. Growth Past 7 Yrs ≥ 15%: 3.5% | |
Years of Div. Growth ≥ 15: 9 | |
Income Generation | |
Current Yield 2.0% ≥ 20-Yrs Treasury Yield 4.7% | |
Total Dividends ≥ 20-Yrs Treasury Coupons in 5 Yrs | |
Sustainability | |
Debt-To-Equity 0.43 ≤ 0.45 | |
Last 12Months Cash Payout 0.21 ≤ 0.6 | |
Profitability | |
5-Yr Avg. Return-on-Equity 10.5% ≥ 15% | |
Last 12Months Return-on-Equity 10.0% ≥ 15% | |
Last 12Months Net Profit Margin 20.5% ≥ 10% | |
Fair Value | |
Average 5-Yrs High Yield 3.6% | |
Current Price $49.4 ≤ High Yield Price $28.4 | |
Average 5-Yrs Price-to-Earning (P/E) 8.4 | |
Current Price $49.4 ≤ Average P/E Price $38.2 | |
Current Price $49.4 ≤ Fair Value $33.0 |
Company Description
Home Bancorp, Inc. operates as the bank holding company for Home Bank, National Association that provides various banking products and services in Louisiana and Mississippi. It offers deposit products, including interest-bearing and noninterest-bearing checking, money market, savings, NOW, and certificates of deposit accounts. The company also provides various loan products, such as one-to four-family first mortgage loans, home equity loans and lines, commercial real estate loans, construction and land loans, multi-family residential loans, commercial and industrial loans, and consumer loans. In addition, it invests in securities; and offers credit cards and online banking services. The company operates through a network of 19 banking offices in the Acadiana, four banking offices in Baton Rouge, six banking offices in the Greater New Orleans area, six banking offices in the Northshore region, and three banking offices in Natchez. Home Bancorp, Inc. was founded in 1908 and is headquartered in Lafayette, Louisiana.
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