OVLY

  
 
 
Oak Valley Bancorp

Dividend Growth

Min. Div. Growth Past 7 Yrs. ≥ 15%: 5.7
Rolling 4-Yrs Div. Growth Past 7 Yrs ≥ 15%: 3.6%
Years of Div. Growth ≥ 15: 10

Income Generation

Current Yield 1.5≥ 20-Yrs Treasury Yield 4.7
Total Dividends ≥ 20-Yrs Treasury Coupons in 5 Yrs

Sustainability

Debt-To-Equity 0.00 ≤ 0.45 
Last 12Months Cash Payout 0.12 ≤ 0.6 

Profitability

5-Yr Avg. Return-on-Equity 14.6≥ 15%
Last 12Months Return-on-Equity 16.1≥ 15%
Last 12Months Net Profit Margin 31.8≥ 10% 

Fair Value

Average 5-Yrs High Yield 2.0%
Current Price $29.9 ≤ High Yield Price $23.0
Average 5-Yrs Price-to-Earning (P/E) 8.4
Current Price $29.9 ≤ Average P/E Price $24.3
Current Price $29.9 ≤ Fair Value $21.2 

Company Description
Oak Valley Bancorp operates as the bank holding company for Oak Valley Community Bank that provides a range of commercial banking services to individuals and small to medium-sized businesses in the Central Valley and the Eastern Sierras. The company's deposits products include checking and savings, money market, health savings, and individual retirement accounts, as well as certificates of deposit. It also offers commercial real estate loans, commercial business lending and trade finance, and small business administration lending, as well as consumer loans consisting of automobile loans, home mortgage loans, revolving lines of credit, and other personal loans. In addition, the company provides online banking, remote deposit capture, mobile banking, merchant, night depository, extended hours, wire transfer of funds, and note collection services, as well as automated teller machines. As of December 31, 2021, it operated through seventeen full-service branch offices in Oakdale, Sonora, Bridgeport, Bishop, Mammoth Lakes, Modesto, Manteca, Patterson, Turlock, Tracy, Ripon, Stockton, Escalon, California, and Sacramento. The company was incorporated in 1990 and is headquartered in Oakdale, California.

Dividend

Revenue

Earning

Free Cash Flow