SFBS

  
 
 
ServisFirst Bancshares, Inc.

Dividend Growth

Min. Div. Growth Past 7 Yrs. ≥ 15%: 15.1
Rolling 4-Yrs Div. Growth Past 7 Yrs ≥ 15%: 13.4%
Years of Div. Growth ≥ 15: 10

Income Generation

Current Yield 1.3≥ 20-Yrs Treasury Yield 4.7
Total Dividends ≥ 20-Yrs Treasury Coupons in 5 Yrs

Sustainability

Debt-To-Equity 0.43 ≤ 0.45 
Last 12Months Cash Payout 0.21 ≤ 0.6 

Profitability

5-Yr Avg. Return-on-Equity 18.5≥ 15%
Last 12Months Return-on-Equity 13.6≥ 15%
Last 12Months Net Profit Margin 21.8≥ 10% 

Fair Value

Average 5-Yrs High Yield 2.4%
Current Price $94.6 ≤ High Yield Price $50.5
Average 5-Yrs Price-to-Earning (P/E) 14.0
Current Price $94.6 ≤ Average P/E Price $50.6
Current Price $94.6 ≤ Fair Value $49.8 

Company Description
ServisFirst Bancshares, Inc. operates as the bank holding company for ServisFirst Bank that provides various banking services to individual and corporate customers. It accepts demand, time, savings, and other deposits; checking, money market, and IRA accounts; and certificates of deposit. The company's loan products include commercial lending products, such as seasonal, bridge, and term loans for working capital, expansion of the business, acquisition of property, and plant and equipment, as well as commercial lines of credit; commercial real estate loans, construction and development loans, and residential real estate loans; and consumer loans, such as home equity loans, vehicle financing, loans secured by deposits, and secured and unsecured personal loans. It also offers other banking products and services comprising telephone and mobile banking, direct deposit, Internet banking, traveler's checks, safe deposit boxes, attorney trust accounts, automatic account transfers, automated teller machines, and debit card systems, as well as Visa credit cards; treasury and cash management services; wire transfer, night depository, banking-by-mail, and remote capture services; and correspondent banking services to other financial institutions. In addition, the company holds and manages participations in residential mortgages and commercial real estate loans originated by ServisFirst Bank in Alabama, Florida, Georgia, and Tennessee. It operates 23 full-service banking offices located in Alabama, Florida, Georgia, South Carolina, and Tennessee, as well as 2 loan production offices in Florida. The company was founded in 2005 and is headquartered in Birmingham, Alabama.

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