SNV
Synovus Financial Corp.
Dividend Growth | |
Min. Div. Growth Past 7 Yrs. ≥ 15%: 8.8% | |
Rolling 4-Yrs Div. Growth Past 7 Yrs ≥ 15%: 6.1% | |
Years of Div. Growth ≥ 15: 15 | |
Income Generation | |
Current Yield 2.7% ≥ 20-Yrs Treasury Yield 4.7% | |
Total Dividends ≥ 20-Yrs Treasury Coupons in 5 Yrs | |
Sustainability | |
Debt-To-Equity 0.32 ≤ 0.45 | |
Last 12Months Cash Payout 0.27 ≤ 0.6 | |
Profitability | |
5-Yr Avg. Return-on-Equity 12.5% ≥ 15% | |
Last 12Months Return-on-Equity 5.6% ≥ 15% | |
Last 12Months Net Profit Margin 11.1% ≥ 10% | |
Fair Value | |
Average 5-Yrs High Yield 6.2% | |
Current Price $55.7 ≤ High Yield Price $24.6 | |
Average 5-Yrs Price-to-Earning (P/E) 9.0 | |
Current Price $55.7 ≤ Average P/E Price $15.2 | |
Current Price $55.7 ≤ Fair Value $26.8 |
Company Description
Synovus Financial Corp. operates as the bank holding company for Synovus Bank that provides commercial and retail banking products and services. It operates through three segments: Community Banking, Wholesale Banking, and Financial Management Services. The company's commercial banking services include treasury management, asset management, capital market, and institutional trust services, as well as commercial, financial, and real estate loans. Its retail banking services comprise accepting customary types of demand and savings deposits accounts; mortgage, installment, and other consumer loans; investment and brokerage services; safe deposit services; automated banking services; automated fund transfers; Internet-based banking services; and bank credit and debit card services. The company also offers various other financial services, including portfolio management for fixed-income securities, investment banking, execution of securities transactions as a broker/dealer, and financial planning services, as well as provides individual investment advice on equity and other securities. As of December 31, 2020, it operated through 289 branches and 389 ATMs in Alabama, Florida, Georgia, South Carolina, and Tennessee. The company was founded in 1888 and is headquartered in Columbus, Georgia.
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