UBCP
United Bancorp, Inc.
Dividend Growth | |
| Min. Div. Growth Past 7 Yrs. ≥ 15%: 11.7% | |
| Rolling 4-Yrs Div. Growth Past 7 Yrs ≥ 15%: 7.7% | |
| Years of Div. Growth ≥ 15: 12 | |
Income Generation | |
| Current Yield 6.6% ≥ 20-Yrs Treasury Yield 4.7% | |
| Total Dividends ≥ 20-Yrs Treasury Coupons in 5 Yrs | |
Sustainability | |
| Debt-To-Equity 0.68 ≤ 0.45 | |
| Last 12Months Cash Payout 0.62 ≤ 0.6 | |
Profitability | |
| 5-Yr Avg. Return-on-Equity 13.2% ≥ 15% | |
| Last 12Months Return-on-Equity 15.9% ≥ 15% | |
| Last 12Months Net Profit Margin 25.1% ≥ 10% | |
Fair Value | |
| Average 5-Yrs High Yield 7.0% | |
| Current Price $12.8 ≤ High Yield Price $12.2 | |
| Average 5-Yrs Price-to-Earning (P/E) 8.4 | |
| Current Price $12.8 ≤ Average P/E Price $13.5 | |
| Current Price $12.8 ≤ Fair Value $15.7 |
Company Description
United Bancorp, Inc. operates as the bank holding company for Unified Bank that provides commercial and retail banking services in Ohio. It accepts demand, savings, and time deposits, as well as grants commercial, commercial and residential real estate, and consumer loans. As of December 31, 2021, the company operated through a network of banking offices in Athens, Belmont, Carroll, Fairfield, Harrison, Jefferson, and Tuscarawas Counties in Ohio, as well as Marshall and Ohio Counties in West Virginia and the surrounding localities; and a loan production office in Wheeling, West Virginia. United Bancorp, Inc. was founded in 1902 and is headquartered in Martins Ferry, Ohio.
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