UNM

  
 
 
Unum Group

Dividend Growth

Min. Div. Growth Past 7 Yrs. ≥ 15%: 2.1
Rolling 4-Yrs Div. Growth Past 7 Yrs ≥ 15%: 6.3%
Years of Div. Growth ≥ 15: 21

Income Generation

Current Yield 2.1≥ 20-Yrs Treasury Yield 4.7
Total Dividends ≥ 20-Yrs Treasury Coupons in 5 Yrs

Sustainability

Debt-To-Equity 0.25 ≤ 0.45 
Last 12Months Cash Payout 0.23 ≤ 0.6 

Profitability

5-Yr Avg. Return-on-Equity 11.1≥ 15%
Last 12Months Return-on-Equity 13.6≥ 15%
Last 12Months Net Profit Margin 10.5≥ 10% 

Fair Value

Average 5-Yrs High Yield 6.6%
Current Price $73.2 ≤ High Yield Price $23.7
Average 5-Yrs Price-to-Earning (P/E) 5.4
Current Price $73.2 ≤ Average P/E Price $36.6
Current Price $73.2 ≤ Fair Value $27.6 

Company Description
Unum Group, together with its subsidiaries, provides financial protection benefit solutions primarily in the United States, the United Kingdom, and Poland. It operates through Unum US, Unum International, Colonial Life, and Closed Block segments. The company offers group long-term and short-term disability, group life, and accidental death and dismemberment products; supplemental and voluntary products, such as individual disability, voluntary benefits, and dental and vision products; and accident, sickness, disability, life, and cancer and critical illness products. It also provides group pension, individual life and corporate-owned life insurance, reinsurance pools and management operations, and other products. The company sells its products primarily to employers for the benefit of employees. Unum Group sells its products through field sales personnel, independent brokers, consultants, and independent contractor agency sales force. The company was founded in 1848 and is based in Chattanooga, Tennessee.

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