UNTY

  
 
 
Unity Bancorp, Inc.

Dividend Growth

Min. Div. Growth Past 7 Yrs. ≥ 15%: 9.5
Rolling 4-Yrs Div. Growth Past 7 Yrs ≥ 15%: 11.6%
Years of Div. Growth ≥ 15: 11

Income Generation

Current Yield 1.1≥ 20-Yrs Treasury Yield 4.5
Total Dividends ≥ 20-Yrs Treasury Coupons in 5 Yrs

Sustainability

Debt-To-Equity 0.51 ≤ 0.45 
Last 12Months Cash Payout 0.10 ≤ 0.6 

Profitability

5-Yr Avg. Return-on-Equity 16.5≥ 15%
Last 12Months Return-on-Equity 14.7≥ 15%
Last 12Months Net Profit Margin 38.4≥ 10% 

Fair Value

Average 5-Yrs High Yield 2.3%
Current Price $45.4 ≤ High Yield Price $22.7
Average 5-Yrs Price-to-Earning (P/E) 7.3
Current Price $45.4 ≤ Average P/E Price $27.8
Current Price $45.4 ≤ Fair Value $26.0 

Company Description
Unity Bancorp, Inc. operates as the holding company for Unity Bank that provides commercial and retail banking products and services to individuals, small and medium sized businesses, and professional communities. The company offers personal and business checking accounts, time deposits, money market accounts, and regular savings accounts, as well as noninterest and interest-bearing demand deposits. It also provides small business administration loans; commercial loans; and residential mortgage and consumer loans, including residential real estate, home equity lines and loans, and residential construction lines, as well as personal loans. the company offered its services through the Internet and nineteen branch offices located in Bergen, Hunterdon, Middlesex, Somerset, Union, and Warren counties in New Jersey, as well as Northampton County, Pennsylvania. Unity Bancorp, Inc. was incorporated in 1991 and is based in Clinton, New Jersey.

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