WABC
Westamerica Bancorporation
Dividend Growth | |
| Min. Div. Growth Past 7 Yrs. ≥ 15%: 4.4% | |
| Rolling 4-Yrs Div. Growth Past 7 Yrs ≥ 15%: 1.2% | |
| Years of Div. Growth ≥ 15: 39 | |
Income Generation | |
| Current Yield 3.1% ≥ 20-Yrs Treasury Yield 4.7% | |
| Total Dividends ≥ 20-Yrs Treasury Coupons in 5 Yrs | |
Sustainability | |
| Debt-To-Equity 0.27 ≤ 0.45 | |
| Last 12Months Cash Payout 0.30 ≤ 0.6 | |
Profitability | |
| 5-Yr Avg. Return-on-Equity 14.6% ≥ 15% | |
| Last 12Months Return-on-Equity 20.2% ≥ 15% | |
| Last 12Months Net Profit Margin 47.3% ≥ 10% | |
Fair Value | |
| Average 5-Yrs High Yield 3.7% | |
| Current Price $57.0 ≤ High Yield Price $47.7 | |
| Average 5-Yrs Price-to-Earning (P/E) 14.7 | |
| Current Price $57.0 ≤ Average P/E Price $54.2 | |
| Current Price $57.0 ≤ Fair Value $49.3 |
Company Description
Westamerica Bancorporation operates as a bank holding company for the Westamerica Bank that provides various banking products and services to individual and commercial customers. The company accepts various deposit products, including retail savings and checking accounts, as well as certificates of deposit. Its loan portfolio includes commercial, commercial and residential real estate, real estate construction, and consumer installment loans, as well as indirect automobile loans. It operates through 78 branch offices in 21 counties in Northern and Central California. The company was formerly known as Independent Bankshares Corporation and changed its name to Westamerica Bancorporation in 1983. The company was incorporated in 1972 and is headquartered in San Rafael, California.
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